Property conveyancing is a lot like an iceberg. Once you have made the decision to buy or sell, you only see a small part of the work that needs to be done to complete the deal. Whether you’re buying or selling homes in Christchurch, property conveyancing comes down to these three steps.
Identify The Property
Slightly more complicated than it sounds, this involves going through all the paperwork associated with the house you are looking to buy or sell and making sure it matches the land area and legal description on the sale documents.
We’ll also check to see if the Christchurch property has:
Covenants: Any restrictions on what owners can change about the property. These are particularly popular in new Christchurch subdivisions where the developer wants to create an overall look.
Right of Way: Does anyone else have legal access to your land? For example, a shared driveway on a cross-lease section.
Easements: Any agreements to use your property for a specific purpose. Like an agreement with the Christchurch City Council to lay water mains or sewage pipes.
Our property law team will bring any issues, including outstanding EQC or insurance claims to your attention, so you can buy or sell with peace of mind.
Property Finance
Godfreys Law can work with your bank or mortgage broker to move your property transaction to the next step. We can confirm the details of any sale documents, that both sides have agreed to the terms, and if you’re buying, help get your finances in order.
Our team can also help if you’re looking to refinance your mortgage. If you want a new interest rate or to consolidate a number of loans into one, Godfreys Law can prepare the paperwork to pay off your existing loan and replace it with a new one.
Settlement Day
This is the big day. Whether you’re buying or selling, this is the day you get the keys to your new home and move into the next phase of your life.
We will make sure money from your bank or mortgage lender is transferred safely and securely through our trust account and to the other party. Our team will also make sure the legal paperwork is filed properly, confirming the new name on the property deed, making sure your your settlement day goes ahead as planned.