Our Services - Asset Protection & Trusts

You have worked hard to build your wealth and acquire assets. Or perhaps you have received money or assets by way of an inheritance. No doubt you want to retain personal control over such assets both whilst you are alive and in future after your death.

Life is uncertain at best and taking an ad hoc or haphazard approach to asset protection can lead not only to unintended consequences but also disastrous outcomes.

Asset protection not only encompasses succession planning (how to protect your assets for future generations) but also the tools you need to utilise during your life in order to give control, certainty and clarity with how your assets are to be dealt with.

Asset protection by its nature is broad in scope and encompasses things such as:

  • Your Will
  • Enduring Powers of Attorney
  • Pre-nuptial Agreements
  • Family Trusts
  • Ownership Structures
  • Shareholder Agreements including Buy/Sell Agreements
  • Key Person Insurance
  • Inheritance Trusts

Given the broad scope of asset protection measures that may be deployed there simply is no one-size fits all approach. However at a basic minimum we strongly encourage all clients to have both a Will and Enduring Powers of Attorney.

Many of the tools available, when used properly in conjunction with one another, build a comprehensive asset protection structure to achieve your desired protections and ultimate outcomes.

We work closely with you, not only understand your situation and present needs but to also decide in conjunction with you on an asset protection framework and the steps needed to achieve it.

Asset Protection Plans are by their nature works in progress and with as with most all things the earlier you turn you mind to this area the better. Often we find people take too long to implement asset protection tools when they could have achieved real benefit if these tools were deployed at an earlier stage of life.

Our goal, as trusted advisors, is to guide you through this process, explain things in plain English, assist you in selecting the appropriate tools and strategies, implement the strategies and then review and evolve these strategies over your lifetime to give peace of mind and control in a wonderful yet uncertain world.

Our specialists:

Philip Sewell

Brad McDonald

Charles Mullins

Useful resources

The New Zealand Law Society provide useful guides on a number of topics. Go to https://www.lawsociety.org.nz/news-and-communications/guides-to-the-law and view booklets on Trust and making a will.